UK
UK Income Tax & Take-home Pay 2026–2027
Estimate income tax and standard employee National Insurance, including Scotland. Change the inputs below and the estimate updates immediately.
UK tax year 2026–2027 · April 6, 2026–April 5, 2027
Input
Your numbers
Calculated result
Monthly take-home estimate
GBP 2,693.30
Annual income tax
GBP 5,486.00
Annual employee NI equivalent
GBP 2,194.40
Personal allowance
GBP 12,570.00
Estimate only. Verify important decisions with an appropriate professional or official source.
How to use it
A quick estimate, without the spreadsheet.
Inputs and units
Enter annual gross employment income in GBP and select your income-tax region.
Formula
Apply the tapered personal allowance and regional marginal bands, then estimate standard category A employee NI using annual thresholds.
Worked example
A £40,000 salary in England gives £5,486 income tax, approximately £2,194.40 NI and £2,693.30 monthly take-home.
Assumptions and limitations
For April 6, 2026–April 5, 2027. Salary-only, standard personal allowance and category A NI. Annual NI is an approximation; pay-period rounding and uneven earnings can differ. Excludes pensions, salary sacrifice, benefits, tax-code changes, student loans and other income.
Official references
Checked October 8, 2026 for the scope stated above.
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